Owning a home is a major milestone in any family’s life. After all, having a place of your own is peace of mind. But for many individuals, roadblocks like finances and credit prevent this dream from becoming a reality. However, hope is not lost for those looking to purchase a home but unsure where to start. Thanks to assistance programs, homeownership is made more accessible to those who would not otherwise have the opportunity to pursue this goal. That’s why Address Yourself, a New Jersey-based affordable housing initiative, is here to assure that you, too, can own a home of your right here in the Capital City.

Address Yourself is a community housing initiative empowering families to own their homes throughout Trenton and beyond. Their approach combines budgeting, pre-purchase, and credit counseling with access to low-cost mortgage options to help you to homeownership. Whether you’re looking to purchase shortly or looking to build up your credit for a future purchase, all are welcome to take advantage of this fantastic opportunity.

For prospective homeowners based in Capital City, Address Yourself has partnered with the Trenton Neighborhood Initiative to help support local homebuyers. As a part of the program, you can access perks including free housing counseling, up to $20,000 in down payment assistance, and assistance in locating affordable homes as well as high-quality mortgage products to help make your homeownership dreams a reality.

This is an income-based program with limits; you can find the full income limits and additional information about the program by visiting the Address Yourself website here: Trenton Neighborhood Initiative. Assistance is also available through Address Yourself to non-Trenton residents.

Homeownership is a pursuit that can reap benefits for generations to come. As a homeowner, you are taking the first steps to produce and secure generational wealth. For example, per CNBC, homeowners in the U.S. had a median net worth of $255,000, while renters had a net worth of $6,300. Your home’s equity can then be leveraged to upgrade your starter home, improve the property, and continue to bolster the economy in the process. Homeownership is also correlated with several social benefits, including increased volunteerism, improved test scores in children of homeowners, and lower instances of deviant behaviors in children. The American Dream is still within your reach, and this program is a powerful means to help you on your way.

If you’re ready to take the next steps to homeownership, please get in touch with the TNI Homebuyer Assistance Program at (732) 640-2061 for additional details. A happy home awaits you and your family, so don’t delay and call today!

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