Financial planning: two words that can induce stress in even the most financially-savvy minds. Trying to figure out where your money goes each month can be overwhelming, and oftentimes it seems easier to just throw in the towel. However, to secure your long-term financial goals, financial planning is one of the best steps you can take today to secure your family’s future. Whether you’re a young family planning for the decades ahead or are a seasoned professional gearing up for retirement, it’s critical to make sure that your money is working for you. Now, the New Jersey State Library is here to equip you with the tools you need to make the best financial decisions for you and your family.
Join the New Jersey State Library on Wednesday, December 7th from Noon to 1:00 pm for a webinar exploring the ins and outs of smart financial planning. You can enroll for the webinar on the NJSL website here: Registration – Workshop. Some of the critical topics covered in this webinar will include:
- How to avoid critical investment mistakes, particularly during volatile markets
- The importance of proper asset allocation to reach your financial goals
- Short-term vs. long-term investments and the importance of a diversified investment portfolio
- Current market conditions within the context of a historical perspective
- Social security
The seminar will be led by Edward Jones’ Gerald Raho, a seasoned financial advisor. Raho comes equipped with 20 years of experience in the financial market. Throughout his many years in the industry, Gerald has equipped families and individuals from Morris County and the NYC Metro area with financial strategies to help them reach their goals. He has earned an MBA from Duke University’s Fuqua School of Business, as well as a bachelor’s degree in Economics from Syracuse University. Additional details regarding Raho’s services are available here: Edwards Jones – Financial Advisors.
According to research conducted by Schwab, only 33% of Americans have a written financial plan. Some of the reported roadblocks to not making a financial plan include a lack of time, the process being too complicated, and not feeling like they have enough money to justify a plan. However, regardless of your current situation, a financial plan can be beneficial for any season of life. For those who do already have a written financial plan, 65% of individuals report feeling financially stable. By understanding your current finances and developing healthy habits now, a financial plan can help to guarantee a thriving future for you and your family.
No matter your walk in life, everyone can benefit from planning. If you have any questions leading up to the webinar, please feel free to contact the New Jersey State Library at (609) 278-2640. As the adage goes, a goal without a plan is just a wish. Now, you can take the first steps in making those dreams become a reality by planning your family’s financial future today.